iSectors® provides two different series of allocation models to meet your investment objectives.

1) iSectors^® Post-MPT Allocation Series

iSectors Post-MPT Allocations maintain optimal portfolio allocations by rebalancing portfolios regularly as the investment environment changes. iSectors is an enhanced approach to traditional Modern Portfolio Theory (MPT) that catapults MPT to a new level of excellence. iSectors impressive returns and low risks can be attributed to: 1) A more robust asset allocation algorithm that uses more than a dozen economic variables to determine and regularly rebalance back to an optimal portfolio allocation. 2) A Superior approach to diversification using asset classes such as: US Treasury bonds, real estate, infrastructure, commodities and others 3) Our approach considers “negative returns” as the “risk” investors want to avoid, volatility (standard deviation) is a less appropriate measure of “risk.” 4) Low fees. In addition, all accounts are highly liquid and separately-managed accounts.

• iSectors Post-MPT Moderate Allocation
• iSectors Post-MPT Growth Allocation

2) The iSectors^® Endowment Allocation Series 

iSectors Endowment Allocations are not affiliated with Yale University or Yale University’s Endowment Fund. However, these institutional quality asset allocation models embrace the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard. These endowment funds, have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. The strategy of over weighting alternatives has enabled them to out-perform their university endowment fund peer group; they have achieved this superior performance while reducing overall portfolio volatility (risk). While the iSectors allocations are not designed to mimic a university endowment fund to the fullest extent, they do target a significant allocation to "Alternative Investments." While iSectors does allocate to alternative investments we do not invest in private partnerships which are illiquid and only available to accredited investors, (i.e. investors with a net worth exceeding one million dollars). All iSectors portfolios remain liquid and available to any institutional or individual investor they may be suitable for. These unique advantages are achieved by using alternative investments that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.”

• iSectors Endowment 20/80 Allocation
• iSectors Endowment 40/60 Allocation
• iSectors Endowment 60/40 Allocation
• iSectors Endowment 80/20 Allocation
• iSectors Endowment 100/0 Allocation

iSectors^® Post MPT Moderate Allocation

The objective of iSectors^® Post-MPT Moderate Allocation is to achieve investment returns that outperform a 60/40 stock/bond portfolio (as measured by S&P500 stock market index + Lehman Aggregate Bond Index) with lower downside risk over a complete market cycle. iSectors objectively allocates and rebalances the portfolio among nine specific, low-correlated asset classes. The mathematical process is guided by a series of economic and capital market factors. Portfolios may be invested up to 30% at any one time into any single asset class, with the exception of government bonds, to which the model may allocate up to 50%. The iSectors Post-MPT Moderate Allocation does not use borrowed money and/or leveraged ETFs in its strategy.

iSectors^® Post MPT Growth Allocation

The objective of the iSectors^® Post MPT Growth Allocation is to achieve investment returns that outperform the S&P500 stock market index with lower downside over a complete market cycle. iSectors objectively allocates and rebalances the portfolio among nine specific, low-correlated asset classes. The mathematical process is guided by a series of economic and capital market factors. Portfolios may be invested up to 30% at any one time into any single asset class, with the exception of government bonds, to which the model may allocate up to 50%. The iSectors Post-MPT Growth Allocation may utilize leveraged ETFs up to a maximum of 33%. However, because iSectors does not use borrowed money in its strategy, the service is available for retirement and non-profit accounts.

---

iSectors^® Endowment 20/80 Allocation

This model is designed with the objective of achieving returns in excess of a 20:80 Equity/Fixed Income portfolio over a complete market cycle, while maintaining a similar or better risk profile. This portfolio embraces the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While these portfolios are not designed to mimic their asset allocation to the fullest extent, they use up to a 30% allocation to these "Alternative Investments" that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.

iSectors^® Endowment 40/60 Allocation

This model is designed with the objective of achieving returns in excess of a 40:60 Equity/Fixed Income portfolio over a complete market cycle, while maintaining a similar or better risk profile. This portfolio embraces the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While these portfolios are not designed to mimic their asset allocation to the fullest extent, they use up to a 30% allocation to these "Alternative Investments" that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.

iSectors^® Endowment 60/40 Allocation

This model is designed with the objective of achieving returns in excess of a 60:40 Equity/Fixed Income portfolio over a complete market cycle, while maintaining a similar or better risk profile. This portfolio embraces the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While these portfolios are not designed to mimic their asset allocation to the fullest extent, they use up to a 30% allocation to these "Alternative Investments" that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.

iSectors^® Endowment 80/20 Allocation

This model is designed with the objective of achieving returns in excess of a 80:20 Equity/Fixed Income portfolio over a complete market cycle, while maintaining a similar or better risk profile. This portfolio embraces the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While these portfolios are not designed to mimic their asset allocation to the fullest extent, they use up to a 30% allocation to these "Alternative Investments" that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.

iSectors^® Endowment 100/0 Allocation

This model is designed with the objective of achieving returns in excess of a 100/0 Equity/Fixed Income portfolio over a complete market cycle, while maintaining a similar or better risk profile. This portfolio embraces the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "Alternative Investments" like Hedge Funds, Private Equity and Real Assets, for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While these portfolios are not designed to mimic their asset allocation to the fullest extent, they use up to a 30% allocation to these "Alternative Investments" that are available either through an Exchange Traded Fund, a Mutual Fund or a SEC Registered Private Fund.