iSectors Blog: Vern Sumnicht


Improving Modern Portfolio Theory

In an article, originally written in 2010 for “NAPFA Advisor,” iSectors CEO, Vern Sumnicht took a deeper into Modern Portfolio Theory — including its core principles and problems, and how MPT could be implemented in investing...

Winners and losers under Trump

By Vern Sumnicht Originally published by For USA TODAY NETWORK-Wisconsin Post-Crescent, Appleton. Donald Trump was sworn in as U.S. president on Jan. 20, and even with a supportive Senate and Congress, it’s hard to believe he...

Will low interest rate expectations perpetuate deflation, recession, or worse?

Contributed by Vern Sumnicht Many of you likely recall the high inflation and high interest rate economy the U.S. experienced back in the late 1970s and early 1980s.  There were families paying 14 percent...

Will Stocks Go Down if Interest Rates Go Up?

By Vern Sumnicht, MBA, CFP, CEO and Founder of iSectors. Currently, the ten-year Treasury bond interest rates are about 1.62% (September 2016).  Many investors are concerned that when the Federal Reserve stops printing money, interest...

Will the Feds Raise Rates in 2016?

Contributed by Vern Sumnicht, MBA, CFP, CEO and Founder of iSectors. Harvard University recently published these graphs. Assuming the Federal Reserve is privy to the information below, it doesn’t surprise me that they didn’t raise...

Looking for a Low Cost Way to Outshine SPY with Less Risk?

By Vern Sumnicht CEO, Founder – iSectors®, LLC My new report describes a risk/return comparison of the very low-cost ETF (symbol) SPY an S&P 500  index fund and iSectors Post-MPT Growth Allocation. I’d like to call your...

Financial Planning Industry Trends

By Vern Sumnicht The financial planning and investment advisory industry has always been evolving. The professionals in the financial planning business come from various professions and, therefore, have different types of training and experience...

iSectors®, LLC Post-MPT Allocation: Improving the Application of Modern Portfolio Theory

The research on Modern Portfolio Theory (MPT) was published more than 55 years ago.  Nonetheless, it would be difficult to overstate the influence of MPT’s core principles on the manner in which investments are...

How to assess your economic picture

Originally contributed to USA TODAY NETWORK Wisconsin By Vern Sumnicht CEO/founder iSectors®, LLC and Sumnicht & Associates. Mark Twain was famously known for the quote, “rumors of my demise are greatly exaggerated,” which is largely applicable...

2016 Investment and Market Outlook

By Vern Sumnicht, MBA, CFP® – CEO, iSectors®, LLC In the famous words of Warren Buffet, “be fearful when others are greedy and be greedy when others are fearful,” I think it would be...