iSectors Blog: Vern Sumnicht


Why Invest in ETFs instead of Mutual Funds at Year-End?

By Vern Sumnicht As we approach the end of  2015, it’s  a good time to recall another one of the advantages of using ETFs rather than mutual funds. When investing in mutual funds close...

Interest rate hike in September or December?

Although the timing is variable, we agree with the Fed Funds futures market that the first Fed rate rise will take place in December.  Given the global economic slowdown, the Fed does not want...

Prove financial advisor value with a written comparison

By Vern Sumnicht I agree with much of what the authors conclude in the recent State Street Global Advisors survey, The Price of Financial Advice, Communicating Fee Value Proposition with Clarity. However, I do think...

Asset Class Correlations are rising, and it’s a problem

While reading an article recently on Yahoo! Finance about the “macro fatigue” that many investors are facing today–amidst the incessant reports of Greece collapsing and anticipation of when the Fed will finally decide to raise...

The history of 401k Investing

Today’s Throwback Thursday article (below) may be the most historical one we will ever post! In October 2014, iSectors’ CEO Vern Sumnicht was quoted in an article on FiduciaryNews.com entitled “Explaining 401k Investing Basics Through...

Find Out Why More Advisors Moving to TAMPs

iSectors® LLC is an investment management strategist that specializes in creating ETF  investment allocation models, used by investment advisors, to build customized portfolio solutions for their clients. Investment advisors save time and resources when they outsource their...

No eye test or gut feelings when considering which ETFs to use in iSectors strategies

Today’s Throwback Thursday post falls on the first full day of the NCAA Men’s Basketball Tournament. As people all across the country fill out their brackets, trying to predict the eventual winner of the...

Does Modern Portfolio Theory Still Work?

The following article by iSectors CEO, Vern Sumnicht, was originally published on Financial-Planning.com in 2013. Vern wrote about the basic tenets of the original Modern Portfolio Theory (MPT) and discussed the challenges MPT faces in “the...

Principles of Modern Portfolio Theory Remain Valid After Five Decades

In February 2015, iSectors Post-MPT Growth Allocation hit a milestone: 10 years of live return data (read more here). In 2009, iSectors CEO Vern Sumnicht wrote an article focused on the Post-MPT models and Modern Portfolio Theory in...

No Modern Portfolio Theory is definitely NOT dead

A note from Vern Sumnicht… The piece I wrote back in 2009 was more or less a knee-jerk response to an article titled, “Modern Portfolio Theory is Dead.” The point was to simply ask...