iSectors Blog: Vern Sumnicht


Is Modern Portfolio Theory Dead?

iSectors’ flagship strategy, the Post-MPT Growth Allocation, has reached a milestone: 10 years of live return data as of Sunday, February 1, 2015. The model’s inception in February 2005 was a precursor to the...

So what about this stock market situation?

By Vern Sumnicht It’s obvious that the stock market looks pretty weak right now–this seems to be a pretty common occurrence every September-October period. It’s impossible to know where the next few months will...

Outsourced ETF strategies supports stronger advisor-client relationships for continued business growth

By Vern Sumnicht In a study by CEG Worldwide, a consulting firm for advisors, a shift (2001 through 2012) was identified regarding advisor emphasis on client relationships as opposed to the historical advisor emphasis...

Reactions to my article…the nasty surprises behind 401(k) group annuities

By Vern Sumnicht I thought I’d share something I posted a few days ago in reaction to some of the comments that came in on my September 17, 2014 article for Employee Benefits Views (the...

Yes, we do need to make 401(k)s better…

by Vern Sumnicht It is refreshing to read about and really be able to “hear” John Bogle’s honesty in last week’s article by Jennie Phipps for Bankrate.com about the future of 401(k) fees. I’ve been an investment...

Correlation Convergence is Hurting Your Investment Performance

by Vern Sumnicht, MBA, CFP What is Correlation? Correlation is a statistical term that helps describe the relationship between two investments, enabling an investor to determine how similar two investments are to each other....

Correlation Convergence is Hurting Your Investment Performance

By Vern Sumnicht, MBA, CFP® What is Correlation? Correlation is a statistical term that helps describe the relationship between two investments, enabling an investor to determine how similar two investments are to each other....

How the structure of an ETF reduces management fees, commissions, and taxes

By:  Vern Sumnicht, MBP, CFP® Mutual Funds vs. ETFs Similar to mutual funds, exchange-traded funds (ETFs) are a diversified portfolio of individual securities (stocks and/or bonds). However, while ETFs are similar to mutual funds...

Why are ETFs becoming more popular in 401(k)s?

Vern Sumnicht recently responded to a 401(K) LinkedIn Group discussion. We thought we’d share his thoughts/reaction to this question directly here on the iSectors blog: Why are ETFs becoming more popular in 401(k)s? Regular...

Sumnicht comments on SeekingAlpha.com post: “Madoff’s Revenge: The Rise Of Liquid Alternatives”

Vern Sumnicht Response to the recent article posted on SeekingAlpha.com. Madoff’s Revenge: The Rise Of Liquid Alternatives Jun. 13, 2014 1:51 PM ET | Includes: DLR, HCP, TYG Disclosure: The author is long DLR,...