iSectors Blog: Vern Sumnicht


Reactions to my article…the nasty surprises behind 401(k) group annuities

By Vern Sumnicht I thought I’d share something I posted a few days ago in reaction to some of the comments that came in on my September 17, 2014 article for Employee Benefits Views (the...

Yes, we do need to make 401(k)s better…

by Vern Sumnicht It is refreshing to read about and really be able to “hear” John Bogle’s honesty in last week’s article by Jennie Phipps for Bankrate.com about the future of 401(k) fees. I’ve been an investment...

Correlation Convergence is Hurting Your Investment Performance

by Vern Sumnicht, MBA, CFP What is Correlation? Correlation is a statistical term that helps describe the relationship between two investments, enabling an investor to determine how similar two investments are to each other....

Correlation Convergence is Hurting Your Investment Performance

By Vern Sumnicht, MBA, CFP® What is Correlation? Correlation is a statistical term that helps describe the relationship between two investments, enabling an investor to determine how similar two investments are to each other....

How the structure of an ETF reduces management fees, commissions, and taxes

By:  Vern Sumnicht, MBP, CFP® Mutual Funds vs. ETFs Similar to mutual funds, exchange-traded funds (ETFs) are a diversified portfolio of individual securities (stocks and/or bonds). However, while ETFs are similar to mutual funds...

Why are ETFs becoming more popular in 401(k)s?

Vern Sumnicht recently responded to a 401(K) LinkedIn Group discussion. We thought we’d share his thoughts/reaction to this question directly here on the iSectors blog: Why are ETFs becoming more popular in 401(k)s? Regular...

Sumnicht comments on SeekingAlpha.com post: “Madoff’s Revenge: The Rise Of Liquid Alternatives”

Vern Sumnicht Response to the recent article posted on SeekingAlpha.com. Madoff’s Revenge: The Rise Of Liquid Alternatives Jun. 13, 2014 1:51 PM ET | Includes: DLR, HCP, TYG Disclosure: The author is long DLR,...

Why advisors need to understand how a TAMP (Turnkey Asset Management Platform) works

Often, many professionals get so involved in their day-to-day responsibilities that they do not fully understand tools and resources that can benefit their business and their clients. A recent article in The Trust Advisor...