iSectors® Capital Preservation Allocation

This is a strategic model that seeks principal stability over a 2-3 year period by assembling a portfolio of ETFs that collectively offer relatively low volatility. Nominal portfolio yield is a secondary goal of the model. The model primarily targets ETFs holding short-term, investment grade fixed income securities. A lesser portion of the portfolio may hold ETFs of short-term international or high yield securities. The model seeks to maintain an average investment grade rating for the entire portfolio as well as keeping portfolio duration to approximately 3 years or less.

iSectors® Domestic Fixed Income Allocation

The iSectors® Domestic Fixed Income Allocation invests in laddered short-term U.S. fixed income securities. Two percent of the portfolio is allocated to money market instruments to provide liquidity and facilitate transactions. The model is intended for investors with a conservative risk utility or for a conservative portion of a broader asset allocation. The iSectors® Domestic Fixed Income Allocation seek to benefit from ETF’s low investment expenses, transparency, liquidity and diversification compared to most actively-managed mutual funds.