iSectors® is a series of proprietary asset allocation models and services. iSectors, LLC is an affiliate of Sumnicht & Associates, LLC and, as such, iSectors and Sumnicht share certain employees’ services. iSectors® is a registered trademark of Sumnicht Holdings, LLC.

There are risks involved with investing including the possible loss of principal. Investments in iSectors models are subject to the risks in the underlying securities. Investors should carefully consider the investment objectives, risks, charges and expenses before making any investment. Information pertaining to iSectors’ advisory operations, services, and fees is set forth in its current disclosure brochure (Form ADV Brochure, Part 2), a copy of which is available upon request.

iSectors’ allocation models are not guaranteed and involve risk of loss. At any given point in time, the value of iSectors allocation model portfolios may be worth more or less than the amount invested. Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments and/or investment strategies devised or undertaken by iSectors) will be either suitable or profitable for a client’s or prospective client’s portfolio. Asset allocation and diversification concepts do not ensure a profit nor protect against loss in a declining market.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance will be profitable, or equal either the performance results reflected or any corresponding historical index.

Composite performance results reflect the reinvestment of dividends and other account earnings and do not reflect the impact of taxes. Performance results are presented gross of all fees. Fees that will/ may apply and would reduce the investment results reported include: manager, platform, custodial, trading and advisory fees.

For reasons including platform provider and custodian utilized, as well as variances in portfolio account holdings, market fluctuation, the date on which a client engaged iSectors’ services, regular model rebalancing and/or updates, and timing of account contributions and withdrawals, the underlying fees of a specific client’s account may vary. ERISA (group retirement) accounts may be subject to additional recordkeeping and/or administrative fees. iSectors investment allocation models are only available through registered investment advisors, who will charge an additional fee for their advisory services. For information about the fees that pertain to any particular account, check your operations department, your platform provider, and/or preferred custodian.

The historical index performance results are provided exclusively for comparison purposes only, so as to provide general comparative information to assist an individual client or prospective client in determining whether the performance of a specific investment meets, or continues to meet, investment objective(s). It should not be assumed that any account holdings will correspond directly to any comparative index. Index performance results do not reflect the impact of taxes. Indexes are not available for direct investment. Index performance results are compiled directly by each respective index and/or obtained by iSectors from other reliable sources, and have not been independently verified by iSectors.

You should not assume that any discussion or information contained in this presentation serves as the receipt of, or as a substitute for, personalized investment advice from an investment professional.

This presentation is for illustrative purposes only. This is neither an offer nor a solicitation to buy and/or sell securities. The information provided in this material should not be considered as a recommendation to purchase or sell any particular security. There is no assurance that any securities (if any) discussed herein will remain in a model portfolio at the time you receive this report or that securities sold have not been repurchased. It should not be assumed that any of the securities transactions or holdings discussed was or will prove to be profitable, or that the investment recommendations or decisions we make in the future will be profitable or will equal the investment performance of the securities discussed herein. The foregoing reflects the thoughts and opinions of iSectors, LLC and is subject to change without notice.

This presentation has not been reviewed, submitted for review before, or otherwise approved by FINRA, the SEC or any state or provincial securities administrator.

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